Last weekend coming from Cali (I spent one week there for coaching) I stoped in Manizales, the city where I joined AIESEC, my parents live there.
After a "Family Lunch", my father started a chat related with my future (quite popular for these days...) and how to raise my goals unitl 30s specially in terms of money.
I don't know from where he showed me a really old newspaper sheet (from 1994) where this writer was explainig about "How to have a Healthy Financial Life". Basically he create one model for measure sucess in your finances I want to share with your bloggers & friends:
Stage 25 -35: Definitively during this 10 years you HAVE TO BUY (not rent!!!) at least your first CAR and your PLACE (house, flat, car-house, anything!!!)
Stage 35-45: Definitively this is the time when you know if you are going to be really rich or not, is the time to raise your family, to see your childs grow, travel in family. But the most important is consider you are having a lot of demands in terms of money, but still you have to SAVE!!!
Stage 45-55:This is the time for Ensure your Pension, you have to start this since the very beggining but during this 10 years you have to be really serious paying your bills related with it, in order to get the required time for get it!
Stage 55-65: This is the time where you have to Shape & Get what will be the end of your days, how to live maybe as a Grandpa, as a Retired person, focus more than ever on your Personal Health & ensure an easier future for coming generations from your family.
I started to think a lot in this, now in Bogota, after this great weekend at my parents flat, things seems complex than the usual in this topic...
Obviously this writer is not 100% right, but at that time he had some interesting points, for example the one I got more interested for is the one related with our Pension, I never think in this as an option, considering in a country as Colombia for Legislation you have to pay bills for something like 1200 weeks (like 23 years consecutive) to get it, it sounds a lot od time for me, but after this article probably I will reconsider this as an option...
Now questions are around my head,
- What am I doing now in order to have a Healthy Financial Life?
- Do I have to have a Pension?
- Do I have to have a credit card?
- Do I have to increase my % of savings each month?
Let's see...